Which pet insurance for my French Bulldog puppy?

B
Benestnuts77 Icon representing the flag French
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Hi everyone,

Sorry if this has been asked already!

I’m getting a French Bulldog puppy soon; I’m aware of the health conditions they can have and I want to get a good pet insurance policy in place as soon as he arrives. It’s a bit of a minefield trying to choose, so I’d love to get your opinions and find out which providers you’ve gone with!

Translated from French
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2 answers
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    Benestnuts77 Icon representing the flag French
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    Thanks for getting back to me, yeah, I’m checking all the small print. But thanks for the reply, it’s really pointing me in the right direction! At the moment, the most well-known insurer excludes brachycephalic conditions. I’ve been looking at a few others like Figo and some other providers... but I’ll definitely have a look at that other one too!
    Translated from French
    S
    Snaraellora17 Icon representing the flag French
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    Hello

    I’m sorry. You really need to request quotes and read the terms and conditions in full. The exclusions go on for whole paragraphs. It took me six months to find a decent one.

    • The excesses are a real problem.

    • Most policies will generally only reimburse 80% and have annual spending limits.

    • Exclusions are very detailed and certain breeds are explicitly excluded.

    Check the conditions for both illness and accident cover. There is a massive distinction made between the two.

    My takeaways:

    • It’s insurance. So everything is designed to take your money and then not cover your needs.

    • Compare your potential needs with the coverage details in the T&Cs. Ask for the latest version. A common tactic is to provide a version that isn't necessarily up to date…

    To summarise

    • I’m with a specialist pet insurer out of desperation / as the lesser of two evils because my basic policy, which costs about £20 a month, includes the option to pay bills in instalments. Every year, the insurance only kicks in after a £140 excess. Basically, you pay that on top, and then they see what they’ll reimburse.

    Good luck. Take your time. 〽️👌

    PS: Usually, the T&Cs are at the bottom of the page on their websites.

    Translated from French

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